PDF Version DemoToday, Insurance Licensing PA-Life-Accident-and-Health certification exam enjoyed by many people and it can measure your ability. With the certificate of Insurance Licensing certified engineers, you will have a better job and a better future.
Passing the Insurance Licensing PA-Life-Accident-and-Health exam has never been faster or easier, now with DumpCollection PA-Life-Accident-and-Health questions and answers, you absolutely can pass your exam on the first try.
DumpCollection is a good website that provides you with high quality and great value IT certification exam materials. Our exam dumps are written by IT experts who devoting themselves to providing candidates with the best and latest questions and answers on the basis for the real exam. 99.9% of hit rate absolutely can help you pass PA-Life-Accident-and-Health exam.
If you don't know how to start preparing for Insurance Licensing PA-Life-Accident-and-Health exam, DumpCollection will be your study guide. The excellent PDF version & Software version exam materials cover all the key points required in the exam. You just take 20-30 hours to learn it.
DumpCollection will provide our customers with one year free update. Once the exam materials updated, we will prompt update these exam questions and answers and automatically send the latest version to your mailbox. If you fail in the exam, you just need to send the scanning copy of your examination report card to us and we will give you FULL REFUND.
Before you choose DumpCollection, you can download our free demo which includes a part of questions and answers about Insurance Licensing PA-Life-Accident-and-Health exam. With the help of our Insurance Licensing PA-Life-Accident-and-Health exam dumps, you will pass your exam with ease. DumpCollection will be your best choice.
Simple operation: just two steps to complete your order. After you make your payment, we will immediately send the product to your mailbox. Download the attachment and you will get your product.
Online PA-Life-Accident-and-Health Test Engine supports Windows / Mac / Android / iOS, etc., because it is the software based on WEB browser.
Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 8% | - Licensing - Federal regulation - State regulation |
| Topic 2: Health Insurance Basics | - Health insurance concepts - Policy provisions and riders - Medical expense insurance - Disability income insurance - Social insurance | |
| Topic 3: Life Insurance Basics | 8% | - Premiums - Differences in life insurance policies - Factors in premium determination - Licensee responsibilities - Individual underwriting by the insurer - Determining amount of personal life insurance - Insurable interest - Business uses of life insurance - Personal uses of life insurance |
| Topic 4: General Insurance | 6% | - Concepts - Contracts - Insurers - Agents and general rules of agency |
| Topic 5: Group Health Insurance | - Group health insurance plans - Group health insurance provisions - Group health insurance concepts | |
| Topic 6: Pennsylvania Statutes, Rules and Regulations Common to Life, Accident and Health | 30% | - Penalties and offenses - Pennsylvania Insurance Department - Agent conduct and trade practices - Licensing requirements - Unfair trade practices |
| Topic 7: Annuities | - Annuity principles and concepts - Annuity taxation - Annuity products | |
| Topic 8: Life Insurance Policies | 11% | - Group life insurance - Whole life insurance - Term life insurance - Specialized policies - Flexible premium policies |
| Topic 9: Specialized Health Insurance for Qualified Individuals | - Medicaid - HIPAA - Long-term care insurance - Medicare | |
| Topic 10: Individual Health Insurance Policy General Provisions | - Optional provisions - Other provisions - Uniform required provisions |
Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:
1. All of the following statements about Health Maintenance Organizations (HMOs) are true EXCEPT
A) Members pay fixed monthly fees to the HMO.
B) Out-of-pocket expenses are limited as long as the network is utilized.
C) Members pay higher monthly fees when out-of-network providers are utilized.
D) Members receive care from providers in the HMO network.
2. The types of life insurance generally used to cover key employee indemnification are
A) universal, term, and whole life Insurance.
B) decreasing term life insurance.
C) joint, permanent and credit life insurance.
D) limited-pay, adjustable, and group life insurance.
3. The MAJOR factor in determining the benefit amount paid under a disability income policy Is
A) gender.
B) wages.
C) occupation.
D) age.
4. An insured has a stop-loss limit of $10,000, a deductible of $500, and an 80%'20% coinsurance. The insured incurs $50,000 of covered losses in an accident. How much I will the insured have to pay?
A) $500
B) $10,400
C) $10,600
D) $10,000
5. An illness or disease which is first diagnosed and treated while the policy is in force is considered
A) a preexisting condition.
B) an exclusion.
C) an accidental injury.
D) a sickness.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: D | Question # 5 Answer: D |
1240 Customer Reviews
Quality and ValueDumpCollection Practice Exams are written to the highest standards of technical accuracy, using only certified subject matter experts and published authors for development - no all study materials.
Tested and ApprovedWe are committed to the process of vendor and third party approvals. We believe professionals and executives alike deserve the confidence of quality coverage these authorizations provide.
Easy to PassIf you prepare for the exams using our DumpCollection testing engine, It is easy to succeed for all certifications in the first attempt. You don't have to deal with all dumps or any free torrent / rapidshare all stuff.
Try Before BuyDumpCollection offers free demo of each product. You can check out the interface, question quality and usability of our practice exams before you decide to buy.