Insurance Licensing PA-Title-Insurance-Agent

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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) subrogation.
B) litigation.
C) indemnification.
D) arbitration.

2. An agent who collects money from an insured and holds it for payment to the insurer is

A) acting in a fiduciary capacity.
B) commingling funds.
C) providing coverage.
D) wrongfully withholding funds.

3. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) quitclaim deed
B) trustee's deed
C) general warranty deed
D) deed in trust

4. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) hold active insurer appointment(s).
B) complete the continuing education requirements, if applicable.
C) pay the required renewal fee.
D) submit to the department a completed renewal form.

5. Which of the following is considered an involuntary lien?

A) deed restriction
B) HELOC loan
C) a life estate reservation
D) federal tax lien

Solutions: